Frugality.

Frugality has never been my forte. I am by nature careless and impulsive. I’ve gotten better. I paid off $23,000 in undergrad student loans, $10,000 in credit card debt and a $19,000 car loan in a little over two years. But I’m still not a great saver. I recently started reading a blog that has inspired me to become more frugal and less wasteful.

I took an honest look at where my money is going, and it turns out that I’m spending about $400 a month on insignificant stuff that doesn’t mean much to me, like Starbucks, vending machine sodas and mediocre food. I could also save a lot of money by changing health insurance providers, maybe as much as $300 a month. Addressing those two things alone would allow me to save about $8,000 more a year.

I am also wasteful with resources and not particularly time efficient. I let food go bad. I take really long showers. I take a long time emptying the dishwasher and tidying up my room. In the last week, I’ve started to time my daily tasks. I figured out I can comfortably take a shower in five and a half minutes, twelve if I’m shaving my legs. I can get dressed and tidy up my room (including making my bed) in ten minutes. It takes me seven minutes to empty the dishwasher and put the dishes away.

I think I need to cut a lot of the fat out of my life so I have the time and energy to do the things I actually want to do.

Author: TheDailyHumdrum

I make arrestingly mundane observations and feel the need to share them in a public forum. Mostly, I want to keep track of the small things that make up my life.

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